Exercise is something that we know we need to be doing. You are tired, busy, and broke. What you cannot seem to connect is how exercise will save you money in the long run. A monthly debit of $10 or more from your bank account isn’t the answer either. Besides, those gym memberships can be harder to get out of than Fort Knox. So many people, especially in January, run to the gym and quickly sign up for the membership and then you go to the store and buy all the cute little outfits to go to the gym in so that you can be stylish while working out. You go regularly in January and you start tapering off in February. This year try to resist the urge to do that and instead get creative about exercising. Just stop wasting your money. Here are a few ways for you to accomplish your fitness goals while accomplishing your financial goals too!